DonTroiano


Payment calculator 

 

Step 1: In the top box Input amount you currently owe.

Step 2: In the middle box Input the lowest rate your program offers

Step 3: In the bottom box Input number of years you have remaining on your loan or in the case of the governament 

             program input 40.

Step 5: click calculate button for your principle and interest payment

step 6: dont forget to add your monthly payment for taxes, insurance, commons charges and PMI where applicable when

            figuring your total housing payment. If this number is higher then 31% of your gross income you will be declined

            for the government program. If it is higher then 37% of your gross income you wont likely qualify for a modification

           of any type.

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